Millions of Americans run businesses out of their homes offering products and services to local neighborhoods or through the Internet to the international community. What home-business owners may not know is that their business supplies and inventory may not be covered under their homeowner’s insurance policy. And even worse, business activities in the home could void a homeowner’s insurance policy, so even personal items cannot be covered under it. You may need to seek counsel from an experienced attorney in the event your insurer rejects claims you make under your homeowner's policy.
Public offerings are a way for some companies to generate income. Public offerings may be either initial public offerings, if the company has never issued shares publicly before, or additional issues, if the company has issued shares in the past. Public offerings can also be described as primary offerings, where the company earns the proceeds from the sale; secondary offerings, where a major shareholder or shareholders profit from the proceeds; or a combination offering, where both the company and the shareholders sell shares.
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